INSURANCES WE ACCEPT AT FCC:
- Aetna
- Blue Cross Blue Shield (*We do not accept plans utilizing Magellan for mental health benefits)
- Cigna
- United Behavioral Healthcare (Optum, UMR, All Savers, Memorial Hermann) *We do not accept plans utilizing Beacon Health Options for mental health benefits.
*If your insurance is not listed above, then we likely are not in-network with them. However, if you have out of network benefits, we can provide you with a superbill to submit to your insurance for partial/full reimbursement.
**We also work with clients who do not have insurance, who have insurance that does not provide any mental health benefits under their policy, and who prefer to self-pay versus utilizing their insurance benefits through their insurance company.
Fees
The cost for sessions vary depending on if insurance is being utilized and the mental health benefits covered under each insurance plan. The fee for services may be partially, fully or not at all covered by your insurance.
If you are unsure of your coverage, please contact your insurance company to inquire if your plan provides mental health benefits. It is important to ask if you owe a co-pay, co-insurance or a deductible amount and if the type of service you need is covered (family, individual therapy) under your plan. We also work with out-of-network insurance plans and clients who prefer to self-pay versus utilizing their insurance benefits through their insurance company. *We can also assist you in verifying your benefits! Give our office a call.
Sessions/Cancellation Policy (Emergency situations will be taken into account.)
Sessions are approximately 50 mins. Contact us today to schedule an appointment.
Extended Sessions
Longer sessions can be provided if needed and requested with advance notice. Insurance may not pay for extended sessions.
Forms of Payment
Acceptable forms of payment include: cash, check, debit/credit cards, Flexible Spending Account cards (FSA), Health Savings Account cards (HSA), Visa, MasterCard, Discover and American Express. Payment is due at the time services are provided unless other arrangements have been approved.
If you are unsure of your coverage, please contact your insurance company to inquire if your plan provides mental health benefits. It is important to ask if you owe a co-pay, co-insurance or a deductible amount and if the type of service you need is covered (family, individual therapy) under your plan. We also work with out-of-network insurance plans and clients who prefer to self-pay versus utilizing their insurance benefits through their insurance company. *We can also assist you in verifying your benefits! Give our office a call.
Sessions/Cancellation Policy (Emergency situations will be taken into account.)
Sessions are approximately 50 mins. Contact us today to schedule an appointment.
- Appointments canceled or rescheduled 24 hours prior to the scheduled session time will NOT be charged.
- No-Shows will be charged the full self-pay rate for the missed session.
- Appointments scheduled that are cancelled or rescheduled with less than 24 hours notice will be charged the late cancellation fee.
- Frequent late cancelling/rescheduling will incur a charge and possible refusal of future appointments.
Extended Sessions
Longer sessions can be provided if needed and requested with advance notice. Insurance may not pay for extended sessions.
Forms of Payment
Acceptable forms of payment include: cash, check, debit/credit cards, Flexible Spending Account cards (FSA), Health Savings Account cards (HSA), Visa, MasterCard, Discover and American Express. Payment is due at the time services are provided unless other arrangements have been approved.
Good Faith Estimate
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical/health care items and services.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your psychological service. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.
